[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.airdump.cz\/ale-setreni-trva-dlouho-a-navic-se-pry-nevyplaci\/#Article","mainEntityOfPage":"https:\/\/www.airdump.cz\/ale-setreni-trva-dlouho-a-navic-se-pry-nevyplaci\/","headline":"Ale \u0161et\u0159en\u00ed trv\u00e1 dlouho a nav\u00edc se pr\u00fd nevypl\u00e1c\u00ed","name":"Ale \u0161et\u0159en\u00ed trv\u00e1 dlouho a nav\u00edc se pr\u00fd nevypl\u00e1c\u00ed","description":"Je to tak. Jak uv\u00e1d\u011bj\u00ed odborn\u00edci, dlouhodob\u00e9 \u0161et\u0159en\u00ed nap\u0159\u00edklad na d\u016fm, nen\u00ed to prav\u00e9 \u0159e\u0161en\u00ed. Je to t\u00edm, \u017ee na\u0161e m\u011bna neust\u00e1le ztr\u00e1c\u00ed svou hodnotu, a to d\u00edky inflaci. Nejl\u00e9pe to pozn\u00e1me podle toho, \u017ee to co jsme koupili p\u0159ed lety, tak to u\u017e v sou\u010dasnosti za stejn\u00e9 pen\u00edze nekoup\u00edme. Tak\u017ee cel\u00e9 dlouh\u00e9 roky jen...","datePublished":"2019-12-02","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.airdump.cz\/author\/#Person","name":"","url":"https:\/\/www.airdump.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d3163b56da0fbe010a5181dcf7396b9bd721056c768c8d190d293b864efe53fe?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d3163b56da0fbe010a5181dcf7396b9bd721056c768c8d190d293b864efe53fe?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"airdump.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.airdump.cz\/wp-content\/uploads\/img_a377272_w3835_t1588851448.jpg","url":"https:\/\/www.airdump.cz\/wp-content\/uploads\/img_a377272_w3835_t1588851448.jpg","height":0,"width":0},"url":"https:\/\/www.airdump.cz\/ale-setreni-trva-dlouho-a-navic-se-pry-nevyplaci\/","about":["D\u016fm a zahrada"],"wordCount":417,"articleBody":"      Je to tak. Jak uv\u00e1d\u011bj\u00ed odborn\u00edci, dlouhodob\u00e9 \u0161et\u0159en\u00ed nap\u0159\u00edklad na d\u016fm, nen\u00ed to prav\u00e9 \u0159e\u0161en\u00ed. Je to t\u00edm, \u017ee na\u0161e m\u011bna neust\u00e1le ztr\u00e1c\u00ed svou hodnotu, a to d\u00edky inflaci. Nejl\u00e9pe to pozn\u00e1me podle toho, \u017ee to co jsme koupili p\u0159ed lety, tak to u\u017e v sou\u010dasnosti za stejn\u00e9 pen\u00edze nekoup\u00edme. Tak\u017ee cel\u00e9 dlouh\u00e9 roky jen \u0161et\u0159it, omezovat sv\u00e9 rodinn\u00e9 dovolen\u00e9, nenav\u0161t\u011bvovat kulturn\u00ed akce, asi nebude to prav\u00e9 pro celou rodinu.  M\u016f\u017eete e m\u00edt pen\u00edze na pozemek i stavbu nov\u00e9ho domu rychle, bez n\u011bjak\u00e9ho dlouh\u00e9ho \u010dek\u00e1n\u00ed. Po\u017e\u00e1dejte o hypot\u00e9ku. Ale banku jste u\u017e oslovili a ta v\u00e1m hypot\u00e9ku neschv\u00e1lila. Je to proto, \u017ee m\u00e1te z\u00e1znam v registru, nebo jste se v minulosti opozdili s n\u011bjakou platbou. Jak\u00e9 zde naj\u00edt \u0159e\u0161en\u00ed, aby mohly b\u00fdt finance na vlastn\u00ed vysn\u011bn\u00fd d\u016fm rychle na \u00fa\u010dtu? M\u00e1te mo\u017enost po\u017e\u00e1dat o nebankovn\u00ed hypot\u00e9ku. \u017d\u00e1d\u00e1te o ni u nebankovn\u00ed spole\u010dnosti, tam jde v\u0161e rychle, p\u016fj\u010dku m\u016f\u017eete kdykoli p\u0159ed\u010dasn\u011b splatit, nebo m\u016f\u017eete spl\u00e1cet i t\u0159icet let. Dokonce nevad\u00ed z\u00e1znam v registrech, ani v\u00e1\u0161 ni\u017e\u0161\u00ed plat. To by vadilo v bance. Nemus\u00edte p\u016fj\u010dku vyu\u017e\u00edt jen na d\u016fm, uplatn\u011bn\u00ed nach\u00e1z\u00ed i u koup\u011b chaty, pozemku, komer\u010dn\u00edch objekt\u016f i bytu. M\u016f\u017eete ji tak\u00e9 pou\u017e\u00edt p\u0159i vyplacen\u00ed ostatn\u00edch d\u011bdic\u016f v r\u00e1mci d\u011bdictv\u00ed i k odvr\u00e1cen\u00ed hroz\u00edc\u00ed exekuce v p\u0159\u00edpad\u011b zadlu\u017een\u00ed. M\u00e1te, ale jednu povinnost, a to nejen \u0159\u00e1dn\u011b p\u016fj\u010dku spl\u00e1cet, ale tak\u00e9 mus\u00edte d\u00e1t do z\u00e1stavy n\u011bjakou nemovitost, byt, pozemek, nebo i chatu. T\u00edm se bankovn\u00ed i nebankovn\u00ed sektor jist\u00ed, \u017ee budete \u0159\u00e1dn\u011b p\u016fj\u010den\u00e9 pen\u00edze spl\u00e1cet. Nemus\u00edte se ob\u00e1vat, o nemovitost, kter\u00e1 nemus\u00ed b\u00fdt ani va\u0161e, ale i t\u0159et\u00ed osoby, nikdo nepr\u00e1vem nep\u0159ijde. Ve\u0161ker\u00e1 \u010dinnost, a to jak bankovn\u00ed tak i nebankovn\u00ed spole\u010dnosti, je kryt\u00e1 z\u00e1kony a je pod kontrolou st\u00e1tn\u00ed instituce. Konkr\u00e9tn\u011b se jedn\u00e1 o dozor nad z\u00e1konn\u00fdmi postupy \u010ceskou n\u00e1rodn\u00ed bankou. Po spl\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz je samoz\u0159ejm\u011b nemovitost ze z\u00e1stavy vyjmut\u00e1.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ale \u0161et\u0159en\u00ed trv\u00e1 dlouho a nav\u00edc se pr\u00fd nevypl\u00e1c\u00ed","item":"https:\/\/www.airdump.cz\/ale-setreni-trva-dlouho-a-navic-se-pry-nevyplaci\/#breadcrumbitem"}]}]